Can you purchase car insurance w/out owning a vehicle?

I’m going on vacation and want to rent a car at the airport. I have a car but it’s under my parents name and insurance. I am wondering if I can buy insurance for my rental car from an insurance agency instead of through the rental car company.
I know I can get insurance from the car rental company, but I don’t want to get it from them because they usually have hidden clauses that you would not normally get from a regular insurance company. I just want to know if I can get insurance from another company for the rental w/out owning a vehicle? Does that make sense?

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